CreditLens
Document Review

The quick tool guesses. Your documents don't.

Send your actual financials — P&L, recent bank statements, AR aging, balance sheet — and get a written, underwriter-style read: what's strong, what a credit team would flag, and which financing paths are realistic. Reviewed confidentially, typically within two business days.

/ Confidential — never shared without your OK/ Educational read, not a loan decision/ Free
Most useful: last 3–6 months of business bank statements, a recent P&L, and AR aging if you have receivables. Redact anything you prefer — account numbers aren't needed for the read.
What exactly do I get back?
A written read in plain English: how your deposit pattern, margins, leverage, and receivables would look to a credit team; the two or three items most likely to drive an approval, decline, or price; and which financing structures fit the file as-is versus after fixes. It reads like the memo an underwriter writes internally — except addressed to you.
Who sees my documents?
Only our review team. Documents are stored encrypted on Cloudflare's infrastructure, are never sold or shared with anyone — including funding partners — unless you explicitly ask us for an introduction afterward, and are deleted on request at any time.
Why is this free?
Two disclosed reasons: some businesses later ask us for introductions to funding partners, who may pay us referral fees when a deal closes; and some engage us for paid consulting to improve their profile. The review itself carries no obligation to do either.